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Current Rates
Deposit Account Rates
Please note: Rates may change after accounts open.
All rates
are accurate as of October 31, 2008 and are subject to change at our
discretion.
Deposit Accounts |
Account Type |
Basic Annual Percentage
Yield (APY) |
Basic Interest Rate |
Minimum Deposit To Open |
Minimum Balance To Obtain
APY |
Super Now |
.75% |
.75% |
$2,000 |
No Min |
Savings ** |
1.00% |
1.00% |
$100 |
No Min |
Christmas Club |
1.00% |
1.00% |
No Min |
No Min |
Money Market Rates* |
| $0 to $10,000 |
1.00% |
1.00%
|
$2,500 |
No Min |
$10,000.01-$50,000 |
1.11% |
1.10%
|
$2,500 |
No Min |
$50,000.01-$100,000 |
1.21% |
1.20%
|
$2,500 |
No Min |
$100,000.01-$500,000 |
1.31% |
1.30% |
$2,500 |
No Min |
$500,000.01-$1,500,000.00 |
1.41% |
1.40%
|
$2,500 |
No Min |
$1,500,000 & up |
1.56% |
1.55%
|
$2,500 |
No Min |
Daily balance (the amount of principal in the account each
day)
* At our discretion, we may change the interest rate on this tier
**Accrued interest not paid on Closed Accounts
**Fees could reduce earnings
Certificates of Deposit
(CDs)* |
Term |
Annual Percentage Yield
(APY) |
Interest Rate |
Minimum Deposit To Open |
Minimum Balance To Obtain
APY |
1-Month |
2.02% |
2.00% |
$1,000 |
$1,000 |
3-Month |
2.53% |
2.50% |
$1,000 |
$1,000 |
6-Month |
2.73% |
2.70% |
$1,000 |
$1,000 |
7-Month |
2.78% |
2.75% |
$1,000 |
$1,000 |
12-Month |
2.84% |
2.80% |
$1,000 |
$1,000 |
18-Month |
2.94% |
2.90% |
$1,000 |
$1,000 |
30-Month |
3.04% |
3.00% |
$1,000 |
$1,000 |
Individual Retirement Accounts |
3.02% |
3.00% |
No Minimum |
No Minimum |
Jumbo CD |
$100,000 or more. Effective 3/15/2008, there is no premium offered on Jumbo CD's. We will continue to monitor market conditions and adjust our CD pricing accordingly.
|
* Substantial penalty for early withdrawal of Certificates
of Deposit
-Fees could reduce earnings on accounts
|
