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Mortgage Loans

Your home is probably the biggest single investment you will ever make. Trust your financing to your locally-owned and operated bank, Athens State Bank. We offer balloon mortgages, as well as long-term fixed rate mortgages. Whether you are purchasing or refinancing, let us find a mortgage product to meet your needs.



Need to remodel, or consolidate credit card bills, or maybe purchase a car for your teen driver? All these and more are reasons to contact us for a 2nd mortgage on your home. Tap into your home equity to finance these short-term debt needs. Talk to your tax advisor, the interest on these loans may even be tax-deductible.

Download Our Mortgage Application (239k)*

Loan applications are in Adobe PDF format. You can download a free viewer at adobe.com. If you are unable to view this format and would like us to fax an application to you, just give us a call.

*Application pages may take a little while to download if you are connected via a dial-up internet connection