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US Savings Bonds

Savings bonds are an easy way to save money and a solid addition to your investment portfolio. You can select from I bonds or EE bonds:

I BONDS

  • I Bonds are sold at face value (You pay $50 for a $50 bond.)
  • Offer a real rate of return over and above inflation.
  • Buy as much as $30,000 per year.
  • New rates announced each May 1st and November 1st
  • Earn interest for up to 30 years.
  • Can be redeemed anytime after 12 months.
  • Exempt form state and local income taxes.
  • SERIES EE BONDS

  • Sold at half their face value (you pay $25 for a $50 bond.)
  • Earn 90% of market rates on five-year Treasury securities.
  • Buy as much as $15,000 per year.
  • New rates announced each May 1st and November 1st.
  • Earn interest for up to 30 years.
  • Can be redeemed anytime after 12 months.
  • Exempt from state and local income taxes.


  • (Go to www.savingsbonds.gov to find out more about information on the US SAVINGS BOND program.)